Graduate Programme

Overview of SEF Graduate Programme

SEF Graduate Programme is a 12 month training and development programme aimed at recent graduates with a commitment to the elimination of poverty and a passion for changing the world. During the Programme successful candidates will have the opportunity to gain hands-on experience within the most famous South African Microfinance Organisation (MFI) and an internationally recognised organisation in the field of microfinance.

The aim of the programme is to enable young graduates to cover key roles and assume responsibility in the future of SEF. Personal and interpersonal skills will develop hand in hand with business skills. While learning different tasks and covering diverse responsibilities within the organisation, successful candidates will have the opportunity to relate with several positions within and outside the organisation. Also, the Graduate Programme will involve working both in the head office and in the rural areas where SEF operates. This experience will provide our graduates with a solid experience to ensure a flourishing career.

The Structure of SEF Graduate Programme

Rotational Schedule

Successful candidates will be in a 6 month rotational programme which will give them the opportunity to acquire hands-on experience in all the departments of the organisation. These include Operations, Administrations, Finance, Quality Assurance, Training, Human Resources, Research and Development, IT and Management Office.

Departmental Specialisation

During the second half of the Graduate Programme, the successful candidates will be assigned to one of the department, based on their personal interests and the organisation’s needs. This will assure relevant practical exposure to a specific department and allow the candidate to strengthen applicable and useful skills to cover future roles within the organisation.

What our Graduates have to say…

Ennie Magoro

“The graduate program taught me more advanced skills and in-depth knowledge of an area outside my speciality and provided a solid foundation in a completely new area. As part of the program, you also become part of a chain of knowledge where you surround yourself with professionals from a range of fields. So, advancing or furthering your ability to excel in your job is a smart reason for one to consider this graduate program.”

Percy Molele

“...a time spent learning about the ins and outs of a microfinance organisation, a challenging environment that at the same time manages to be truly fulfilling and rewarding.”

Menika Mhlongo

“SEF offered me the perfect opportunity to gain valuable hands-on experience of how the real world operates, where you are taken through every department in the organization to see its relevance in achieving the organisations mission. I would highly recommend SEF as a placement for a thorough, all round experience and grounding of working with the community. Through the programme I have grown both professionally and personally.”

Application Process

What is SEF looking for?


  • A degree in social sciences, business administration, economics, finance, statistics or international development would constitute an advantage,
  • Strong academic record – an average of 65% throughout the course is essential,
  • Excellent written and verbal communication skills,
  • Good analytical skills,
  • Ability to work in a team, as well as independently,
  • Advanced computer literacy – Microsoft office package,
  • The ability to prioritise and multi-task,
  • Self-confident and self-motivated,
  • Proven leadership skills and self-starter,
  • Applicant must be a South African citizen with a valid ID document,
  • Non South African citizens must have a valid work permit and Passport,
  • Disable persons are welcome to apply.

The Graduate programme is based in Tzaneen, Limpopo.

How to apply (dates are valid each year)

Applications are open on March 1st.

To apply email your CV, Cover Letter and Academic Transcript
to HRmanager [at] sef [dot] co [dot] za

Or post hard copy to:

Graduate Programme – HR Department
The Small Enterprise Foundation
P.O. Box 212
0850, Tzaneen
South Africa
  • Closing date: 31 August.
  • No late or incomplete applications will be considered.
  • Short-listed candidates will be contacted by end of September.
  • Interviews will be held during October.
  • Successful candidates will be notified by end of November.

For further information, contact SEF HR Department on 015 307 5837 (option 2)

SEF Graduate Programme 2015.pdf423.74 KB